Flexible equipment financing

Our flexible equipment financing solutions put your needs first. Because Your Business Is Our Priority.

The goal that
drives our success

Many finance providers focus solely on cash flows and financial ratios. At Essex Lease, we believe there’s more to the story. While finances are important, they’re just one part of the equation. Our mission is to redefine financial services for businesses traditionally underserved by banks. We offer flexible, customized solutions that address the unique challenges your business faces. From leases and loans to rental purchase agreements and leases with a residual value, we tailor our financing to meet your needs.

If you’re looking for a financing partner who values your character, business objectives, and long-term potential, Essex Lease is here to help you achieve your goals.

A straightforward approach to equipment financing

Get in touch

Reach out to our team directly and tell us a little bit about your financing needs, current situation, and business objectives.

Tell us your story

Talk with a finance specialist on our team. This is our opportunity to find out more about you and come up with a solution that meets your needs.

Finalize the agreement

We’ll put forth our custom, transparent proposal for your approval. Once you’re happy, we’ll fulfil our end of the agreement.

Start benefiting

Use your new equipment to enhance your operations and increase efficiency, while preserving your working capital for other business needs that drive growth.

Why chooseEssex Lease?

Whether it's new or used equipment financing, asset-based lending, equipment line of credit or a loan to replace your outdated machinery, our customized solutions will ensure you get the equipment you need without entering into unfair contracts. Here are just a few of the reasons Essex is the team for you:

A Targeted Approach

We care about our clients. We always look to create solutions that get them the results they deserve.

Flexibility

As an independent lender, we approach lending differently than traditional banks, meaning we can think creatively to overcome obstacles and help you reach your goals.

Diverse Options

From asset-based lending to equipment line of credits, we'll work creatively to build a solution that suits your requirements.

Efficiency

We offer clear solutions with quick approvals, so you can access your equipment sooner.

The characteristics that set us apart

Integrity

We value trust and transparency. We mean what we say and always provide straightforward solutions that address your needs head-on.

Expertise

We've supported Canada's industrial companies since 1986. Your success is our business.

Flexibility

Your business is unique. We'll create a strategy that's unique, too, ensuring you get a personalized plan fit for your circumstances.

Testimonials

What our clients say

"What I appreciate most about Essex is their flexibility and creativity. Unlike traditional banks with rigid lending structures, Essex tailors financing to fit your business. They've helped us finance hundreds of assets over 124 contracts, and their ability to be flexible with deal structure has been instrumental in our success. They're easy to work with and truly a great company."

Rod Veremy

President, Green Leaf Group of Companies

frequently asked questions

The questions you’ve been asking

What is equipment financing?

This is a way for you to get equipment without paying the entire purchase price upfront. You'll get your tools and pay back in regular installments. That means you can spread out the cost over a longer period. You'll get the equipment required for long-term growth without negatively impacting your immediate finances.

What does flexible financing mean?

Flexible financing means offering options like leases, loans, rental purchase agreements, and leases with a residual value—all tailored to meet the unique needs of your business. Unlike traditional banks with rigid lending structures, Essex customizes financing solutions to fit your specific goals, providing the flexibility your business requires to succeed.

What do you look for when assessing eligibility?

We aren't going to pretend that your finances have no weight on our decision, but it’s just one part of the equation. Unlike most finance companies that focus solely on cash flow and credit history, we take a more comprehensive approach. By viewing the whole picture, we can offer financing solutions tailored to meet the unique needs of each client.

The ELFC Insider

Read Our Latest Blogs & Articles

2024 Industry Insights and 2025 Expectations

As we reflect on 2024, it’s clear that industries we serve have faced a dynamic mix of challenges and opportunities. […]

Equipment Rentals vs. Equipment Purchasing

When it comes to outfitting your business with the right equipment, one question inevitably arises: Should you rent or purchase? […]

How the Bank of Canada’s Latest Interest Rate Decision Impacts Equipment Financing

Inflation has been a key issue in Canada over the past few years, with consumer prices rising sharply since 2021. […]