Business financing that puts your needs first

We make your core values the focus of our credit decision. Because at Essex, integrity matters more than ratios.

A Tailored Approach

We look beyond cash flow and credit history to understand what really makes your business tick, allowing us to tailor customized solutions that meet unique needs.

Straightforward Solutions

We cut through the complexity to provide straightforward financing solutions that deliver on the promises we make—clear, simple, and easy to understand.

Long-Term Relationships

We build trusting client relationships and find long-term strategies to help businesses overcome challenges and uncover opportunities.

Flexible financing solutions

Our flexible financial solutions put your needs first. Because for us, doing what’s right for our clients is what matters most.

Get in touch

Reach out to our team directly and tell us a little bit about your financing needs, current situation, and business objectives.

Tell us your story

Talk with a finance specialist on our team. This is our opportunity to find out more about you and come up with a solution that meets your needs.

Finalize the agreement

We’ll put forth our custom, transparent proposal for your approval. Once you’re happy, we’ll fulfill our end of the agreement.

Start benefiting

Put your equipment to work and start growing your business.

Our services

Browse our variety of financing options

We're more than a lender. We'll work as your partner for the long-term, thinking outside the box to develop a comprehensive financial solution that’s tailored to your business and built for lasting success. Browse our financing options below, or reach out for a tailored solution built from the ground up.

Equipment Financing

Kickstart strategic growth with our variety of equipment finance options.

Asset-Based Lending

Raise the capital you need fast using our asset-based lending approach.

Equipment Rentals

Secure the equipment you need more quickly with our short-term rental services and rental purchase options.

Business and Transportation Park

Multi-bay drive-through or drive-in buildings with office and shop space, plus ample parking.

Business Insurance

Save time and money with our tailored, comprehensive insurance solutions.

Truck and Trailer Parking

Get peace of mind by making use of our secure and gated truck and trailer parking.

Why Work with
Essex?

Essex takes the stress out of securing financing for your industrial business. Here are six reasons we’re not the same as your average lender.

Independent Lender

As an independent lender, we operate differently from traditional banks. That means we think creatively to overcome obstacles and help you reach your goals.

Expertise

Essex has been supporting Canadian entrepreneurs since 1986. Our experience is your asset.

A Targeted Approach

We focus on understanding our clients and what they do, so we can build solutions tailored to their specific needs. By aligning our strategies with their goals, we ensure they achieve the outcomes that matter most.

Efficiency

We know time is precious in your industry. We prioritize fast turnarounds and won't leave you in the dark.

Flexible Solutions

No two industrial businesses are ever in the same situation. That's why we build our flexible finance solutions from the ground up.

Various Options

Whether it's used or new equipment financing, capital leases, sale-leasebacks, or loans, we'll build a custom solution that’s suited to your needs.

About us

The Driving Force Behind our Brand

Our mission

To redefine financial services for businesses traditionally underserved by banking institutions by offering customized, flexible financial solutions that cater to the unique challenges our clients face.

Our vision

To build enduring relationships with clients and create an inclusive economy where industrial business, regardless of size, can reach their full potential.

Testimonials

What our clients say

"Essex took the time to understand our business model and the applications for our industrial generators. This was helpful in developing a financing solution tailored to our operations and equipment lifecycle. Unlike traditional banks that can take weeks to offer limited financial solutions, Essex has a collaborative process and a more expansive range of offerings."

Alex McEwen

Director, Remote Power Corp

frequently asked questions

The questions you’ve been asking

What is flexible financing?

Flexible financing allows us to create tailored financial solutions that meet your unique needs. This might involve customizing your loan terms, establishing a seasonal repayment schedule, or providing specialized products like debt restructuring.

Why is your status as an independent lender beneficial?

Being an independent lender means we can make creative, client-first decisions to help you overcome obstacles and grow. While banks typically focus on strict covenants and historical cash flow, we take a different approach that offers greater flexibility to our customers. As an equity and asset-based lender, we look at the bigger picture to assess what we can offer.

What businesses do you serve?

We serve any and all industrial businesses, regardless of size. That includes the transportation, construction and aggregate industries, oil and gas services, forestry, mining, manufacturing and more.

What rates and terms do you offer?

We provide a tailored service to each of our clients, meaning our terms and rates are flexible based on your requirements. If you’d like to receive an accurate quote based on your needs, reach out to our team today.

The ELFC Insider

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